Q&A: Recouping Credit Card Processing Fees

In mid-Summer 2021, the NYSCA issued a memorandum in response to a question about whether chiropractors as merchants could levy a surcharge on a patient who used her credit card to pay for her deductible, copayment or visit charge in order to offset the credit card companies processing fees often referred to as “swipe fees.”

This post is an update to the previously issued memo.

Q: As a merchant, may a health care provider levy a percentage surcharge on a patient who pays her, deductible, copayment or visit fee obligation with her credit card to offset the credit card company processing charges and swipe fees?

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